If you're in the process of buying a new home, and hoping to move in by Christmas, then check our top tips to help speed the process up.
Understanding the process of what happens throughout the sales process is crucial to staying one step ahead. Click here to find out the step-by-step guide to buying a home.
It's chaos in the mortgage market with deals changing daily. Get in touch with your mortgage advisor to secure an agreement in principle to ensure you know what you can afford. If you do not have a mortgage advisor, call the team on 0121 430 4448 and we can help point you in the right direction.
In the second quarter of 2022, 31% of property sales fell through before completion. This is often out of your control however having back up options will always stand you in good stead.
In reality, timescales on how long local searches take can vary significantly, from 48 hours to ten weeks. However, you can pre order your searches once you have had an offer accepted through a company called Four Corner Property.
A survey report can make or break a property deal. Buyers often get cold feet if problems arise from a survey. But a 'bad survey' doesn’t have to mean the end of a sale. Use this report to renegotiate the price of your new home with the owners.
When you're buying a property the conveyancing process can be frustrating and out of your control. Make sure you have a conveyancer and you have filled out all relevant paperwork and paid for any upfront fees.
When you exchange contracts, you legally commit to buying the property. Exchanging contracts is exciting but can also be tricky. Make sure you are all boxed up and ready to leave by this date. You should by now have a removals van booked.
You need to ensure that you take out buildings insurance for the property from the date of exchange and it's usually a condition of the mortgage.
Moving before Christmas is likely to be busy. So make sure you get quotes from removal companies sooner rather than later, at least 4 weeks before you move.
Completion is the final step in buying your home. You should be busy loading up the removals van and getting ready to move into your new home.
If you are looking to buy your next home, please get in touch with us on 0121 430 4448 or email us on email@example.com and we will be in touch to see how we can assist you.
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